Lovelace Insurance Agency

Life insurance is the most overlooked coverage but can provide your family with much-needed financial relief should something terrible happen to the family’s breadwinner.

We get asked a lot if life insurance is worth it. We say, “Is leaving a legacy for your family important to you?” Nobody likes to think about it because our thoughts say, “this would never happen to me.” And we can tell you from experience it does happen. And it happens more than you know.

The most popular life insurance policy is Term Life. This type of policy protects its insured against life-changing events that would leave a family scrambling to replace the income that was lost, as well as protect the beneficiaries lifestyle. A term policy covers a time period chosen by the insured, usually 10, 15 or 20 years.

On the other side there are Whole Life policies that act as investments while protecting the life of the insured and providing income for the beneficiaries. The major difference between Term and Whole life insurance is term is temporary while whole life insurance is permanent.

Whatever plan you have for your legacy don’t hesitate in giving one of our talented and experienced agents a call today to discuss your insurance needs. We’re here to help!